While most normal people struggle to pay their health insurance premiums, some celebrities, athletes and other professionals pay millions of dollars on insurance policies for specific body parts. But there’s usually a good reason behind, as their prized assets are how they make a living. Without it, well…they’d be just like you and me. So, sometimes it’s smart to insure your money maker.
From Jennifer Lopez to Dolly Parton read on to find out what your favorite celebrity’s most prized possession is.
Jennifer Lopez
Insurance: $27 million
Body Part: Thighs and derrière
Even after having kids and celebrating her big 5 0, "Jenny from the block" is still praised for her amazing physique. It's no wonder, sources report, that she has insured her prized possessions for approximately $27 million. Yes, you heard it right, her hips don't lie!
"I was always very comfortable with who I was". Confident Lopez once told Marie Claire in a 2010 interview "I've never looked at myself [my body] in a negative way, " she added, leaving us regular folks wondering how in the world could she?
Heidi Klum
Insurance: $2.2 million
Body Part: Legs
Next in our list is none other than supermodel, Heidi Klum. She was Germany's first model to become a Victoria’s Secret Angel. Having 'legs for daaays' as millennials would say, her long limbs have made her a cat-walk favorite. Naturally, she'd want to insure them.
According to ET Online, her legs are worth a whopping 2.2 million, and apparently, one of her legs is worth more than the other! Her right leg is $1.2 million while the left is $1 million. Why the discrepancy? A tiny scar on her left limb.
America Ferrera
Insurance: $10 million
Body Part: Smile
You may think you have a million-dollar smile but how about a $1o million dollar one?! Ugly Betty star, America Ferrera, can hardly be considered ugly by any standard, and her amazing pearly whites are one of her most celebrated assets.
So, when the teeth-hygiene brand, Aquafresh, used her famous smile in one of their campaigns, they were sure to insure it for a staggering $10 million.
How much do you think your smile would be worth?
David Beckham
Insurance: $70 million
Body Part: Legs
Professional football player, David Beckham is widely regarded as one of the greatest midfielders of his generation. At the height of his career, it's said that he had a $70 million insurance deal.
His mighty legs weren't only great for soccer but for modeling as well, which he did later in his career.
Charlie Chaplin
Insurance: £100,000
Body Part: Feet
Charlie Chaplin was truly something special, a gift to the world if you may. I mean, who else could rock a Hitler mustache yet still emit the purest vibrations and make people laugh. In the early 1900s, he was considered the king of comedy, and he did that without even speaking most of the time.
He was the master of physical comedy, with his dramatic body language and silly footwork, he made people giggle and feel lighter. It's said that his 'happy feet' were insured for as much as £100,000.
Celine Dion
Insurance: $1 million
Body Part: Vocal cords
The French-Canadian songstress, Celine Dion, came on the scene like a storm. With her powerful and distinguished vocals, she's enjoyed a long and successful career.
One of her most famous songs from the Titanic soundtrack, My Heart Will Go On, was a crowd favorite. Her fans would demand she perform it at every concert. Her million-dollar voice was reportedly insured for exactly that amount.
Fernando Alonso
Insurance: £9 million
Body Part: Thumbs
Fernando Alonso Díaz, the world-famous Spanish racecar driver is a two-time Formula One World Champion and is often regarded as one of the greatest to ever do it in the history of the sport.
He has contested 17(!) seasons of Formula One. When it comes to driving at dare-devil speed, precision and a steady grip on the steering wheel are key. That's why this pro driver insured his trusty thumbs for $9 million, better safe than sorry, right?!
Julia Roberts
Insurance: $30 million
Body Part: Teeth
Ever since she appeared in the classic movie, Pretty Woman, Julia Roberts’ became known for her wide and enchanting smile.
It's reported that Roberts had her teeth insured for $30 million in the past. Does she have to stay away from the sweets now to prevent cavities?
Bette Davis
Insurance: $28,000
Body Part: Waistline
Story has it, that Old Hollywood star, Bette Davis, was so afraid of gaining weight, thus ruining her iconic waistline, that she insured her waistline for $28,000.
Although that may seem low compared to the millions other celebs on the list have invested but mind you that $28,000 was actually a pretty penny back then.
Mariah Carey
Insurance: $70 million
Body Part: Legs
This pop diva, while famous for her outstanding falsetto, is also known to be quite vain about her appearance. So it should come as no surprise she'd make an appearance on our list. But it may not have been entirely up to her.
When the face of the shaving company, Gillette, they're the ones who insisted on it, rumors say. Hence, the face, or $70,000 legs in this case, behind Gillette's “Legs of a Goddess” campaign were Mrs. Carey.
Cristiano Ronaldo
Insurance: $144 million
Body Part: Legs
Insurance companies don't only insure sexy leg but strong ones as well, like those of soccer star, Cristiano Ronaldo.
"Football in England is different; it is more physical," Cristiano once told The Examiner. "There are some teams who know they can't compete with you on a football level, so they just kick you. It's frustrating and something needs to be done to protect the skillful players..." So he protected his trusted limbs for $144 million. That's just pocket change for Ronaldo.
Daniel Craig
Insurance: $9.5 million
Body Part: Full-body
Craig, Daniel Craig... The Bond version is still more catchy. Daniel Craig did nearly all of his own stunts in the James Bond movies, some of them being life-threatening.
Because of the dangers that come along with this type of role, Craig prompted him to get full-body insurance worth $9.5 million. At least he is definitely very cautious about his health! Smart guy, no?
Taylor Swift
Insurance: $40 million
Body Part: Legs
Let's guess what body part Taylor Swift got insured. If you guessed her voice....then you are wrong! The 5'11'' songstress actually insured her long stunning legs insured for a staggering $40 million.
Although she's a talented writer, she credits her vibrant stage performances for her cult following, reports say. Now she can bust all the moves she wants to while she's on her world tour.
Kylie Minogue
Insurance: $5 million
Body Part: Butt
This one is probably the most puzzling, well at least it was for me. According to ShowbizSpy, the Australian songstress insured her buttocks for a staggering $5 million.
What is confusing about it is that her gluteus maximus is close to non-existent. But hey, kudos to the insurance company who believed in it.
Dolly Parton
Insurance: $600,000 million
Body Part: Bosom
This legendary country music singer is probably just as famous for her melodic voice as she is for her colossal double D's.
It's been reported that Dolly Parton's two 'biggest' assets were first insured back in the 1970s for almost $600,000, which was a lot of money at the time. Not even Jolene could take her man.
Bruce Springsteen
Insurance: $6 million
Body Part: Vocal cords
Bruce Springsteen is literally a living American legend. Back in his prime one thing he surely couldn't afford to lose was his iconic voice. But thanks to insurance companies (that must be big fans of his), he actually can afford to lose it now (heaven forbid!).
Did you know that despite popular belief 'Born in the USA' wasn't exactly a patriotic song? It was actually a protest against America's involvement in the Vietnam War.
Rihanna
Insurance: $1 million
Body Part: Legs
Rihanna is one of the most entertaining performers in the biz. The Caribbean gal's sensual dance moves and her amazing genetics have definitely gifted her with some killer legs, $1 million legs to be precise.
Bad Girl Riri once told People magazine that leg exercises are her favorite workout. Oh, please tell us what exercises you do!
Keith Richards
Insurance: $1.6 million
Body Part: Hands
Rolling Stones’ guitarist, Keith Richards, is ranked among the greatest guitarist of all time.
Naturally, he had his masterful moneymakers, which are his ten digits, of course, insured for $1.6 million. Some sources claim that the amount was just for his left-hand. That's worth more than the Midas touch.
Tina Turner
Insurance: $3.2 million
Body Part: Legs
These rockstar legs once we some of the most recognizable in the world! Singer, Tina Turner once told Oprah "Yeah, I always had long legs...I didn't know how to buy clothes for that. As I grew up, I learned what worked for me. That's where the short dresses came from. And you can't dance in a long dress."
At the peak of her career, her iconic legs were insured for a whopping $3.2 million.
Michael Flatley
Insurance: $39 million
Body Part: Legs
For a dancer, legs are the most important limb on the body. So naturally a professional would want to protect his or her livelihood.
Lord of the Dance and famous Riverdance performer, Michael Flatley, insured his trademark tapping legs for nearly $40 million! I bet he gets nervous whenever someone tells him to "break a leg."
Betty Grable
Insurance: $1 million
Body Part: Legs
By now, you’ve seen plenty of entertainers and athletes that have insured their legs. But did you know that this trend dates back to 1940’s? Actress and pin-up girl, Betty Grable insured her trademark legs for $1,000,000.
Legend has it that she was the first to do so, thus coining the phrase “million-dollar legs”. So, she's practically the O.G. of leg insurance.
Angela Mount
Insurance: $16 million
Body Part: Tongue, taste buds
Wine connoisseur, Angela Mount, was so good at her job that her boss took out an insurance policy of $16 million for her skilled taste buds.
Similarly, Costa Coffee reportedly took out a $10 million insurance policy on its chief taster, Gennaro Pelliccia. Talk about fine taste!
Troy Polamalu
Insurance: $ 1 million
Body Part: Hair
It's not every day that you hear about a football player being the rep behind a beauty brand. Former Pittsburgh Steelers player, and Head & Shoulders spokesman, Troy Polamalu is known for his long and luscious black locks thus he landed the role.
Hey, he may not be Rihanna but men suffer from dandruff too, we actually think this was a safe bet. To make sure that Polamalu kept his curls out of harm's way, insured them for a million bucks.
Tom Jones
Insurance: $6.8 million
Body Part: Chest hair
The British icon and sex symbol, Tom Jones, may have one of the odder insurance policies on the list. Because he was so well-known for his unbuttoned shirts, he insured his chest hair for a staggering $7 million dollars! Now that's some expensive chest hair.
Why would he do that? Well, rumor has it that among the flocks of ladies that would keep him company, there were several plucking them away for keepsakes. We warned you that this one would be weird.
Brooke Shields
Insurance: $1
Body Part: Legs
Brooke Shields started her career as a child actress but became famous after her breakthrough role in the film The Blue Lagoon (1980), where the moviegoers got a full view of her fit figure.
Shields has gone on record saying that she insured her legs but never disclosed the amount but sources say that her goddess limbs were insured for $1-2 million bucks!
Matt Harvey
Insurance: $5 million
Body Part: Right-arm and shoulder
As a pitcher and a good one at that, on the baseball field, Matt Harvey is a hero in every situation. Striking players out left and right. Too bad that's just a fantasy. Some suspect that this New York Mets player's arm is bionic but we're sure experts have investigated it.
With all the money he makes he can afford to insure his right arm and shoulder for $5 million. No biggy for Matty.
Gene Simmons
Insurance: $1 million
Body Part: Tongue
Gene Simmons, the legendary bass guitarist, singer and all-around rockstar from the band Kiss wouldn't have half his demonic stature if it weren't for his iconic and freakishly long tongue.
Because his tongue is practically just as famous as he is, after reading this list it shouldn't surprise that it's been reported that he once had his tongue insured for a million bucks.
Kim Kardashian
Insurance: $21 million
Body Part: Derrière
Kim Kardashian is one of the most prominent figures of the Kardashian dynasty. Another prominent feature of her figure is her colossal hind side.
It's been reported that Kim K has a jarring $21 million insurance policy on her derrière. I wonder how much the butt itself cost?
Angie Everhart
Insurance: $1 million
Body Part: Legs
You may remember Angie Everhart from the Tales from the Crypt movie, she played a sexy vampire, most men would gladly let bite them.
Her lean figure is held up by two sculpted legs that became her trademark, and she was sure to show them often in mini skirts and shorts. And her million dollars legs were insured for just that. Work it, girl!
Rod Stewart
Insurance: $2 million
Body Part: Vocal cords
Rod Stewart is often called the king of gravelly voices. With his distinctive rasping singing vocals, you either like or you don't. There's no in-between. Lucky for him, a lot of people like it.
When you have such a unique voice, you must protect it. That's why Rod Stewart reportedly put a two million dollar insurance policy on his voice in the case that his celebrated 'rasp' ever runs out.
Merv Hughes
Insurance: $37 million
Body Part: Mustache
Merv Hughes, the man, and the mustache. Hughes was an Australian cricket pitcher who could throw a fastball like it was no one's business, which made him a sports star at the time. His prodigious mustache became his trademark look, and he sure knew how to brand himself, showcasing it any chance he got.
While most people came to his games to watch him play cricket, there were quite a few who simply attended to get a better look at his royal facial hair. Hughes reportedly paid a nice $37 million in case any scissor-happy barber accidentally cut off his celebrated 'stach.
Cyd Charisse
Insurance: $5 million
Body Part: Legs
'Singing in the Rain' is one of those movies that nearly everyone finds charming even if it isn't their favorite film. One of the things that added to that charm was its star actress, Cyd Charisse.
She was a triple threat at the time. She was a talented singer, actress, and dancer. When it came to performing, she could do it all. And if that wasn;t enough, she looked really good doing it. As a dancer, legs are her prized possession, and hers were insured for hefty $5 million.
Ben Turpin
Insurance: $25,000
Body Part: Eyes
Ben Turpin was a loved comedic actor during the days of silent film. back when simply looking odd could grant you success in the world of comedy. That's exactly the case with ol' Turpin who had crossed eyes.
While laughing at someone with such a trait wouldn't be a laughing matter in this age of PC, he made a nice fortune from it. His look was so iconic that he had his eyes insured for $25,000 just in case his eyes ever decided to straighten up on him.
Jennifer Love Hewitt
Insurance: $5 million
Body Part: Bosom
In the early 2000's Jennifer Love Hewitt was Television's favorite girl-next-door. Teenage girls wanted to be her, and teenage boys dreamed of being with her. While her acting abilities are debatable, there's nothing to debate when it comes to her voluptuous bosom.
Jenny's girlies were insured for $5 million. We wonder if one is worth more than the other like in the case of Heidi Klum's legs? Nonetheless, with all the eyes on them, they could probably use the coverage.
Keiran Lee (Genitals) - $1 Million
Insurance: $1 million
Body Part: Genitals
This is the only adult film star we have had on the list. And if you're wondering what in the world what he has insured....well it's exactly what you're thinking. Ladies and gentlemen, it's his genitals.
As a performer in his industry, it's his most treasured body part indeed, and a million dollars is nothing compared to how much he makes thanks to his prized member.
Nicki Minaj
Insurance: $27 million
Body Part: Derrière
Lyricist and actress, Nicki Minaj, will appear in quite a few people's top ten rappers lists. When it comes for her titanic derrière; however, she's in most men's top three.
Apparently the insurance company that gave her a $27 million insurance policy are fans as well. They like big butts and they cannot lie (sorry, I had to).
Rachel Hunter
Insurance: $1 million
Body Part: Legs
Another pair of million-dollar legs belong to the popular lingerie model, Rachel Hunter. You need the reassurance when your moneymakers are what get you down the runway.
Did you know that Hunter he was actually married to another celeb that appeared on our list, Rod Stewart? Lucky guy.
Jeff Beck
Insurance: $10 million
Body Part: Fingers
Jeff Beck is one-third of the band The Yardbirds, if that doesn't ring a bell, think Eric Clapton and Jimmy Paige. If it still doesn't ring a bell you're too young so Google it, because they're three of the greatest guitarists. Ever. He's collaborated with some of the best in the industry, including Kate Bush, Stevie Wonder, Rod Stewart, and Tina Turner.
When you have skilled fingers as such, you keep those pluckers safe. It's said that at one point Jeff Beck's fingers were insured for $10,000 million!
Adam Lambert
Insurance: $48 million
Body Part: Vocal Cords
Another singer who won't ever risk losing his voice is former American Idol contestant, Adam Lambert.
His powerful rock vocals have gotten him so far that he reportedly insured his vocal chords for $48 million just in case it ever goes out on him. Why settle for constantly sipping on lemon n' honey tea if you can afford it?
Shirley MacLaine
Insurance: $25 million
Body Part: Extra-terrestrial abduction
This is definitely the most bizarre insurance policy on the list but it's not as rare as you may think. Performer, Shirley MacLaine, is one of over 20,000 Americans who have insurance coverage against – aliens. Yes, you read correctly.
MacLaine is a firm believer in extra-terrestrial life and took out a $25,000,000 policy to protect herself in the case that she was abducted by aliens.